Home Loans
Purchasing your next home? We’re here to help you not only get the best loan for your needs, but also ensure that it’s well co-ordinated and as stress free as possible so that you can get the right property with ease.
We’re here to make moving house easy
When it comes time for you to sell your current property and buy a new one, you want to reduce the stress, risk and cost as much as possible.
That’s where we come in. We’ll help you to:
Address potential concerns such as ‘what if my home doesn’t sell?’ or ‘what if I sell my home but I can’t find another one in time?’, and put plans in place to avoid these risks.
Gain a realistic, conservative understanding of what your home is worth, so you can feel confident in knowing how much you can spend on the next house.
Prepare the conditions of your offers and plan the logistics of your move to make the transition smooth.
We work with all major banks, along with a range of non-bank lenders. Our knowledge of the products that lenders offer is second to none, and we always put your needs first.
Yes, we can get your loan approved just like any other quality mortgage advisory. But that’s only the beginning. We think outside the box to get you the best possible loan structure and avoid overpaying. And we continue to help you for the long run, with support as and when you need it.
Experience The Mortgage Centre Difference
Clients love working with our registered financial advisers because we’re highly experienced, attentive to their needs, and helpful at every step along the way.
Deep expertise
We’ve spent decades working in banks. We know what lenders want to see, and how their processes function internally. We think outside the box to give you the best solution for your needs. And we’ve won a bunch of awards, too.
Focused on structure
Getting your loan approved is the easy part. Fine-tuning the structure to be the best fit for your specific situation is where we excel. We work with all the major banks and many non-bank lenders. And we look beyond just interest rates - we focus on setting you up with the right structure to repay your loan faster.
Personalised solutions
Our approach is tailored, not generic. We take the time to understand your unique scenario and explore the various options available, ensuring our recommendations truly align with your needs. We put your best interests first, and we’ll only set you up with loans that are the right fit for you.
Lifelong support
Our service doesn’t end with getting your loan approved - it’s just the beginning. You can expect annual check-ins, anytime support to help you on your property ownership journey, and advice on property-related matters as required. We're about building lasting relationships and empowering you to succeed.
Clear guidance
Getting a loan and buying property can sometimes be overwhelming. We take a relaxed yet professional approach to help you feel comfortable, confident and supported every step of the way. You’ll receive detailed and up-to-date information to ensure that you’re making the right choices without feeling overloaded.
Keeping it simple
Our services are designed to be straightforward and easy for you. We put in the work and handle the complexities, giving you a hassle-free experience. With our streamlined, honest, and transparent approach, you can enjoy a smooth borrowing process that doesn’t usually cost you a cent.
Steps to success
Step 1
When you get in touch, we’ll arrange a time to meet (in person or online), get to know more about your situation, and provide some initial solutions to consider.
Step 2
When you’re ready to go ahead, we’ll onboard you as a client, collect all the documentation required, prepare your application, and work with lending providers to get your borrowing pre-approved.
Step 3
Once we’ve gained approval and you’ve found a suitable property, we will meet to select the best structure for your loan and submit it to the bank. Then we’ll work with the bank and your lawyer to get the deal completed for settlement.
Step 4
After your property transaction is completed, we’ll keep supporting you as and when you need it. With annual checkups and the ability to contact us any time you need guidance, you can feel comfortable knowing that you’re in good hands.
Contact us
Contact us
When you’re ready to start the conversation, please feel free to contact us by filling out the form below, or reaching out to your local adviser in Auckland, Waikato, or the Bay of Plenty and Taupo. We look forward to helping you!